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Authorized User

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Authorized User

Did you know that if you are an authorized user on someone else’s credit card it will display on YOUR credit report? If the primary card holder isn’t paying their bill, this will affect your credit score and report.

If used responsibly, it can be a way to boost both people’s credit. For example, many parents will allow their child to become an authorized user on a credit card as a way for them to start building credit.

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